Investment Calculators
Use these calculators to test investment amounts, return assumptions, and timelines before committing money. Start with conservative return scenarios, then compare how SIPs, lumpsum investments, CAGR, XIRR, and step-up contributions change the final outcome.
Match the calculator to the decision
Use SIP and step-up SIP tools for monthly investing, XIRR for irregular cash flows, CAGR for point-to-point performance, and portfolio calculators when multiple holdings are involved.
Use realistic return assumptions
Equity returns can vary widely over short periods. Run low, moderate, and optimistic cases before deciding whether your investment amount is enough for a goal.
Check inflation for long goals
Retirement, education, and home goals should be planned with future costs, not only today's prices.
Priority Tools
Start with the calculators most likely to answer the core question.
SIP Calculator
Calculate your mutual fund returns with our advanced SIP returns calculator. Estimate monthly SIP & lumpsum compounding, inflation-adjusted wealth, goals, and FIRE progress.
Step-Up SIP Calculator
Calculate expected future value with our premium step up sip calculator. See how an annual top up or step-up percentage drastically accelerates your wealth compounding.
XIRR Calculator — Know Your True Portfolio Returns
Upload your Zerodha, Upstox, or Groww tradebook CSV and instantly calculate your real portfolio XIRR with stock-wise breakdown, yearly analysis charts, and P&L tracking. 100% free, no signup, fully private.
CAGR Calculator
Calculate expected annualized returns with our compound annual growth rate calculator. Analyze standard stock returns and solve reverse CAGR requirements.
Mutual Fund Calculator
Calculate the expected returns on your mutual fund investments. Estimate maturity value for both SIP and Lumpsum investments.
Lumpsum Calculator
Calculate expected growth on your one-time investments with our premium lumpsum calculator. Compare lumpsum returns against equivalent systematic savings.
Future Value of Investment Calculator
Select legendary stock presets like Wipro, Infosys, and TCS to see how splits and bonuses turned ₹10,000 into Crores compared to FD and Gold.
Stock Return Calculator
Calculate your stock market investments' compound annual growth rate (CAGR), absolute returns, and dividend reinvestment (DRIP) yields.
Average Price Calculator
Solve for the weighted average price of a stock when averaging down. Calculate your average buying cost across up to 5 purchase levels.
Portfolio CAGR Calculator
Calculate your multi-asset diversified portfolio's weighted compound annual growth rate (CAGR) and holding allocations.
Bitcoin SIP Calculator
Model Bitcoin SIP returns using projected rates or a backtest against real historical average annual exchange rates (2013-2026).
Emergency Fund Calculator
Calculate your ideal contingency reserve based on monthly living expenses and risk factors like single income, dependents, freelancing, and insurance.
FD Calculator
Calculate the maturity amount and interest earned on your Fixed Deposits
Goal-Based Investment Planner
Calculate expected target outlays with our goal based investment calculator. Plan life milestones and determine required SIP contributions under inflation.
Gold vs. SIP vs. FD Calculator
Compare long-term returns of physical gold, equity mutual fund SIPs, and fixed deposits side-by-side.
Inflation Stress Tester
Stress test your budget and portfolio longevity under three inflation scenarios. Model Moderate (6%), High (10%), and Hyperinflation (15%) conditions.
Monte Carlo Investment Simulator
Simulate 500 randomized stochastic market paths to audit the probability of reaching your long-term wealth goals. Plan step-up SIPs under real-world volatility.
Retirement Calculator
Plan your retirement corpus and understand how much you need to save for a comfortable retirement
SIP Delay Cost Calculator
Calculate how much potential wealth you lose by delaying your Systematic Investment Plan (SIP) by a few months or years due to lost compounding
SWP Calculator
Simulate systematic retirement withdrawals with our premium swp calculator. Project monthly cash flows, expected returns, and corpus survival timelines.
Time to Become Crorepati Calculator
Calculate the exact timeline (years and months) to reach ₹1 Crore, ₹2 Crore, ₹5 Crore, and ₹10 Crore with annual step-ups.
Wealth Multiplier Calculator
Solve exact logarithmic timelines to reach 2x, 3x, 5x, and 10x milestones, and learn the math Rules of 72, 114, and 144.