Plan investments, loans, taxes, retirement, FIRE goals, and portfolio returns with practical calculators built for Indian savers and investors.
Start with the tools Indian investors search for most often.
Upload your Zerodha, Upstox, or Groww tradebook CSV and instantly calculate your real portfolio XIRR with stock-wise breakdown, yearly analysis charts, and P&L tracking. 100% free, no signup, fully private.
Calculate your mutual fund returns with our advanced SIP returns calculator. Estimate monthly SIP & lumpsum compounding, inflation-adjusted wealth, goals, and FIRE progress.
Calculate your monthly loan installments (EMI) for home loans, car loans, and personal loans with a detailed amortization schedule.
Calculate your Public Provident Fund (PPF) returns, maturity amount, and interest earned with our free online PPF Calculator.
Calculate the maturity amount and interest earned on your Fixed Deposits
Calculate your National Pension System (NPS) corpus and pension amount at retirement.
Plan your retirement corpus and understand how much you need to save for a comfortable retirement
Calculate your income tax liability under the Old vs. New Tax regimes using the latest FY 2026-27 / FY 2025-26 Union Budget tax slabs, standard deductions, and Section 87A rebate rules.
Calculate expected annualized returns with our compound annual growth rate calculator. Analyze standard stock returns and solve reverse CAGR requirements.
Calculate the expected returns on your mutual fund investments. Estimate maturity value for both SIP and Lumpsum investments.
Calculate your home loan EMI, view your annual amortization schedule, and audit your Section 24b and Section 80C tax savings.
Calculate short-term (STCG) and long-term (LTCG) capital gains tax on stocks, mutual funds, real estate, and gold.
Model Bitcoin SIP returns using projected rates or a backtest against real historical average annual exchange rates (2013-2026).
Calculate your ideal contingency reserve based on monthly living expenses and risk factors like single income, dependents, freelancing, and insurance.
Calculate the maturity amount and interest earned on your Fixed Deposits
Compare long-term returns of physical gold, equity mutual fund SIPs, and fixed deposits side-by-side.
Stress test your budget and portfolio longevity under three inflation scenarios. Model Moderate (6%), High (10%), and Hyperinflation (15%) conditions.
Simulate 500 randomized stochastic market paths to audit the probability of reaching your long-term wealth goals. Plan step-up SIPs under real-world volatility.
Calculate the expected returns on your mutual fund investments. Estimate maturity value for both SIP and Lumpsum investments.
Plan your retirement corpus and understand how much you need to save for a comfortable retirement
Calculate the exact timeline (years and months) to reach ₹1 Crore, ₹2 Crore, ₹5 Crore, and ₹10 Crore with annual step-ups.
Solve exact logarithmic timelines to reach 2x, 3x, 5x, and 10x milestones, and learn the math Rules of 72, 114, and 144.
Upload your Zerodha, Upstox, or Groww tradebook CSV and instantly calculate your real portfolio XIRR with stock-wise breakdown, yearly analysis charts, and P&L tracking. 100% free, no signup, fully private.
Calculate expected future value with our premium step up sip calculator. See how an annual top up or step-up percentage drastically accelerates your wealth compounding.
Calculate your mutual fund returns with our advanced SIP returns calculator. Estimate monthly SIP & lumpsum compounding, inflation-adjusted wealth, goals, and FIRE progress.
Calculate expected annualized returns with our compound annual growth rate calculator. Analyze standard stock returns and solve reverse CAGR requirements.
Calculate expected target outlays with our goal based investment calculator. Plan life milestones and determine required SIP contributions under inflation.
Calculate expected growth on your one-time investments with our premium lumpsum calculator. Compare lumpsum returns against equivalent systematic savings.
Calculate how much potential wealth you lose by delaying your Systematic Investment Plan (SIP) by a few months or years due to lost compounding
Simulate systematic retirement withdrawals with our premium swp calculator. Project monthly cash flows, expected returns, and corpus survival timelines.
Calculate your Employees' Provident Fund (EPF) maturity corpus and retirement wealth. Learn the employer contribution split (EPF vs. EPS), VPF rules, and tax thresholds.
Calculate your Coast FIRE corpus required today. Find the exact invested capital you need so that it compounds passively to fund your retirement with zero future savings.
Calculate your Fat FIRE target corpus for a premium, abundant retirement. Model custom safety multipliers and discretionary travel buffers.
Determine your progress towards financial independence. Measure your net worth against critical milestones like survival and absolute freedom.
Visualize when you will reach financial freedom. Model the exact crossover age where your portfolio passive income exceeds your living expenses.
Calculate your Financial Independence Retire Early (FIRE) target corpus and estimated FIRE age. Simulate inflation, savings rate impacts, and expense compounding.
Audit your early retirement readiness. Calculate your financial independence (FI) progress percentage against Coast, Lean, Standard, and Fat FIRE milestones.
Calculate your Lean FIRE target corpus and early retirement age. Optimize your timeline by planning around a highly frugal, survival-budget lifestyle.
Run stochastic market simulations to test your retirement portfolio's survival. Model Sequence of Returns Risk and early retirement stock crashes.
Calculate your National Pension System (NPS) corpus and pension amount at retirement.
Calculate your required retirement corpus. Plan around general inflation, medical inflation, life expectancy, pre/post-retirement returns, and depletion timelines.
Calculate your safe monthly withdrawal rate in retirement. Compare Fixed Percentage, 4% SWR, and Guyton-Klinger dynamic guardrail strategies.
Model the devastating impact of early-retirement market crashes. Contrast Portfolio A vs Portfolio B under identical average returns to prove sequence risk.
Simulate and compare three retirement withdrawal strategies: Constant Trinity 4%, Guyton-Klinger dynamic guardrails, and Variable Percentage Withdrawal.
Calculate your HRA tax exemption instantly using our free HRA calculator. Learn the 3 statutory rules u/s 10(13A), metro vs. non-metro limits, and parent rental options.
Calculate your income tax liability under the Old vs. New Tax regimes using the latest FY 2026-27 / FY 2025-26 Union Budget tax slabs, standard deductions, and Section 87A rebate rules.
Calculate short-term (STCG) and long-term (LTCG) capital gains tax on stocks, mutual funds, real estate, and gold.
Calculate GST amounts for various goods and services.
Calculate your monthly cash take-home salary after PF, PT, and TDS deductions.
Calculate your monthly Car Loan EMI, evaluate your Loan-to-Value ratio, and plan your down payment contribution.
Calculate your student loan EMIs, simulate moratorium period capitalization options, and audit your Section 80E tax savings.
Calculate your monthly loan installments (EMI) for home loans, car loans, and personal loans with a detailed amortization schedule.
Calculate your home loan EMI, view your annual amortization schedule, and audit your Section 24b and Section 80C tax savings.
Calculate your home loan interest savings and tenure reduction by making monthly, annual, or one-time prepayments
Calculate your maximum eligible loan amount, monthly EMI capacity, and property affordability based on bank FOIR and LTV credit standards.
Quickly calculate your Personal Loan EMI, interest outgoing, and repayment schedule to plan your finances better.
See the magic of compounding with our Compound Interest Calculator.
Model how compound interest, regular monthly additions, salary step-ups, and inflation impact your savings corpus.
See how historical Indian CPI inflation (1980-2026) has eroded your money, and simulate future purchasing power decay.
Calculate simple interest on your investments or loans quickly.
Solve for the weighted average price of a stock when averaging down. Calculate your average buying cost across up to 5 purchase levels.
Calculate exact brokerage charges, STT, GST, Stamp Duty, and NSE fees for Zerodha, Groww, Angel One, and Upstox.
Calculate current dividend yields and Yield on Cost (YOC) of stock holdings. Project your 10-year passive income growth.
Select legendary stock presets like Wipro, Infosys, and TCS to see how splits and bonuses turned ₹10,000 into Crores compared to FD and Gold.
Calculate your multi-asset diversified portfolio's weighted compound annual growth rate (CAGR) and holding allocations.
Calculate your stock market investments' compound annual growth rate (CAGR), absolute returns, and dividend reinvestment (DRIP) yields.
Compare the financial impacts of buying a home with a home loan vs. renting and investing the difference. Analyze opportunity costs, property appreciation, and portfolio compounding.
Solve for the return on investment (ROI) and compound CAGR of your real estate deals, accounting for leverage, holding cash flows, and capital gains.
Calculate gross and net rental yields for any property. Account for upkeep, property taxes, vacancy rates, and acquisition expenses.
Calculate and track your assets vs. liabilities. Project your net worth growth over a 10-year horizon with appreciation and payoff rates.
Simulate your future net worth. Account for annual salary growth, monthly savings rate, and compounding investment returns.