Loan Calculators
Use these loan calculators to understand monthly affordability and total repayment before borrowing. A low EMI can still be expensive if the tenure is long, so compare EMI, total interest, fees, and prepayment options together.
Look beyond the EMI
The monthly payment is only one part of loan cost. Review total interest, processing fee, insurance, foreclosure charges, and floating-rate risk.
Keep debt within income capacity
Compare all active EMIs against take-home salary before adding another loan. A comfortable EMI leaves room for emergencies and goal investing.
Model prepayments before acting
For home loans, prepayment can reduce interest meaningfully, but compare it with liquidity needs and realistic investment alternatives.
Priority Tools
Start with the calculators most likely to answer the core question.
EMI Calculator
Calculate your monthly loan installments (EMI) for home loans, car loans, and personal loans with a detailed amortization schedule.
Home Loan Calculator
Calculate your home loan EMI, view your annual amortization schedule, and audit your Section 24b and Section 80C tax savings.
Home Loan Prepayment Calculator
Calculate your home loan interest savings and tenure reduction by making monthly, annual, or one-time prepayments
Personal Loan EMI Calculator
Quickly calculate your Personal Loan EMI, interest outgoing, and repayment schedule to plan your finances better.
Car Loan EMI Calculator
Calculate your monthly Car Loan EMI, evaluate your Loan-to-Value ratio, and plan your down payment contribution.
Education Loan Calculator
Calculate your student loan EMIs, simulate moratorium period capitalization options, and audit your Section 80E tax savings.
Loan Eligibility Calculator
Calculate your maximum eligible loan amount, monthly EMI capacity, and property affordability based on bank FOIR and LTV credit standards.